Part of the MITEY Network · independent, not a bankFees retrieved November 1, 2026 · lists checked October 30, 2026

Sources

Sources and as-of dates

Every external source cited across CanadianBanks.ca, grouped by publisher. All were checked on October 30, 2026 unless noted. Fee data comes from FCAC’s Account Comparison Tool (retrieved November 1, 2026), the registry from OSFI and CDIC, and rates from the Bank of Canada and institutions’ own pages.

Mitey the Yeti beside a stack of source documents
Mitey the Yeti beside a stack of source documents
PublisherSourceChecked
Apple, Google and each institution’s annual reportBank review inputs: App Store (Canada) and Google Play ratings, branch and client counts from annual reports (research/bank-review-20261101.json)November 1, 2026
Autorité des marchés financiers (AMF)Deposit protectionOctober 30, 2026
Bank of CanadaConsumer-Driven Banking Advisory Committee summary, July 21, 2026October 30, 2026
Bank of CanadaRegistry of payment service providersNovember 1, 2026
Bank of CanadaRetail payments supervision (Retail Payment Activities Act)November 1, 2026
Canada Deposit Insurance Corporation (CDIC)Deposits held in more than one name (joint deposits)November 1, 2026
Canada Deposit Insurance Corporation (CDIC)What’s coveredOctober 30, 2026
Canada GazetteCredit Suisse AG, Toronto Branch — notice of application for release of assetsOctober 30, 2026
Canada GazetteKOHO Financial Inc. — notice of intent to apply for letters patent (January 2024)October 30, 2026
Canada GazetteOSFI notice: Questbank order to commence business (November 1, 2025)October 30, 2026
Canada GazetteOSFI notice: Tru Cooperative Bank letters patent (April 1, 2026)October 30, 2026
Canada GazetteOSFI notices: federal credit union amalgamations (2026)October 30, 2026
Canada GazetteProposed amendments to the Financial Consumer Protection Framework Regulations (June 27, 2026)October 30, 2026
Canada GazetteProposed Consumer-Driven Banking Regulations, Canada Gazette Part I (June 27, 2026)October 30, 2026
Canada Revenue AgencyDirect deposit for individualsNovember 1, 2026
Canada Revenue AgencyDirect deposit — Canada Revenue AgencyOctober 30, 2026
Canada Revenue AgencyInformation for individuals holding financial accounts (enhanced reporting)October 30, 2026
Canada Revenue AgencyLine 12100 — Interest and other investment incomeNovember 1, 2026
Canada Revenue AgencyQuestions and answers about Form T1135October 30, 2026
Canada Revenue AgencyT4037 Capital Gains 2025 — Foreign currenciesNovember 1, 2026
Canadian Bankers Association (industry association, not a regulator)Banks operating in Canada (industry figures)October 30, 2026
CDICBail-in and D-SIB restructuring powers (E-FIRP)November 1, 2026
CDICCan Canadian banks fail? (March 19, 2022)November 1, 2026
CDICCDIC 2021 Annual Report (deposit insurance changes)October 30, 2026
CDICCDIC 2026 Annual Report (85 members as of March 31, 2026)October 30, 2026
CDICCDIC coverage for ABCU Credit Union (April 1, 2026)October 30, 2026
CDICCDIC member HSBC Bank Canada is now part of Royal Bank of Canada (March 29, 2024)November 1, 2026
CDICCDIC’s funding frameworkNovember 1, 2026
CDICCoverage at Coast Capital Savings Federal Credit Union (May 6, 2026)October 30, 2026
CDICDeposit Insurance Information By-law bulletin (April 2020)October 30, 2026
CDICDeposits held in a Registered Retirement Income Fund (RRIF)November 1, 2026
CDICDeposits held in a Registered Retirement Savings Plan (RRSP)November 1, 2026
CDICDeposits held in trustOctober 30, 2026
CDICFintechs — what CDIC protects when you use a fintechNovember 1, 2026
CDICGuaranteed Investment Certificates (GICs)November 1, 2026
CDICHigh-interest savings account (HISA)November 1, 2026
CDICHistory of failuresNovember 1, 2026
CDICHow CDIC protection applies following Canadian Western Bank – National Bank of Canada transaction (effective March 1, 2025)November 1, 2026
CDICList of member institutionsOctober 30, 2026
CDICReimbursement of insured deposits — for depositorsOctober 30, 2026
CDICScams and fraudNovember 1, 2026
Credit Union Deposit Guarantee Corporation (Newfoundland and Labrador)Deposit coverageOctober 30, 2026
Credit Union Deposit Guarantee Corporation (Saskatchewan)The guaranteeOctober 30, 2026
CUDGC AlbertaCredit Union Deposit Guarantee Corporation (Alberta)October 30, 2026
CUDIC / BC Financial Services AuthorityCredit Union Deposit Insurance Corporation of British ColumbiaOctober 30, 2026
Department of Finance Canada2024 Fall Economic Statement: Canada’s complete framework for consumer-driven bankingOctober 30, 2026
Department of Finance CanadaBudget 2025 introduces measures to promote competition and affordabilityOctober 30, 2026
Department of Finance CanadaBudget 2025: Canada’s Framework for Consumer-Driven BankingOctober 30, 2026
Department of Finance CanadaGovernment launches consultations on National Bank’s proposed acquisition of Canadian Western Bank (November 2024)November 1, 2026
Department of Finance CanadaLegislation passes to implement Budget 2025October 30, 2026
DGCMDeposit Guarantee Corporation of ManitobaOctober 30, 2026
Employment and Social Development CanadaChange your personal information with Service CanadaNovember 1, 2026
Employment and Social Development CanadaOld Age Security in My Service Canada AccountNovember 1, 2026
Employment and Social Development Canada (Federal/Provincial/Territorial Ministers Responsible for Seniors Forum)What every older Canadian should know about: Powers of attorney (for financial matters and property) and joint bank accountsNovember 1, 2026
EQB Inc.EQB reports third quarter 2026 results including PC FinancialOctober 30, 2026
EQB Inc.Equitable Bank completes acquisition of Concentra Bank (November 1, 2022)October 30, 2026
FCACCanadians can now access free and low-cost bank accounts featuring more monthly transactionsOctober 30, 2026
FCACCanadians now have a single external complaints body for bankingOctober 30, 2026
FCACCanadians now have a single external complaints body for banking (November 1, 2024)November 1, 2026
FCACCashing a chequeOctober 30, 2026
FCACCommitment on Low-Cost and No-Cost AccountsOctober 30, 2026
FCACFCAC Annual Report 2025–2026October 30, 2026
FCACHow to file a complaint with your bankOctober 30, 2026
FCACNew NSF fee regulations bring down cost of banking for CanadiansOctober 30, 2026
FCACOpening a bank accountOctober 30, 2026
FCACOpening a personal bank account: your rightsOctober 30, 2026
FCACPre-authorized debits (PAD)October 30, 2026
FCACThe Financial Consumer Protection FrameworkOctober 30, 2026
FCACTransferring your financial products and servicesOctober 30, 2026
Federal Deposit Insurance Corporation (U.S.)Understanding deposit insuranceOctober 30, 2026
Financial Consumer Agency of Canada (FCAC)Account Comparison Tool — chequing and savings account fees, transactions and interest (data submitted by institutions)November 1, 2026
Financial Consumer Agency of Canada (FCAC)Chequing accountsNovember 1, 2026
Financial Consumer Agency of Canada (FCAC)FCAC mandateOctober 30, 2026
Financial Consumer Agency of Canada (FCAC)Joint accountsNovember 1, 2026
Financial Consumer Agency of Canada (FCAC)Review of banking fees in Canada — ATM fees (October 2026)November 1, 2026
Financial Consumer Agency of Canada (FCAC)Review of banking fees in Canada — Cross-border debit fees (October 2026)November 1, 2026
Financial Consumer Agency of Canada (FCAC)Review of banking fees in Canada — Currency conversion markup fees (October 2026)November 1, 2026
Financial Consumer Agency of Canada (FCAC)Review of banking fees in Canada — Overdraft protection fees (October 2026)November 1, 2026
Financial Consumer Agency of Canada (FCAC)Review of banking fees in Canada — Prepaid payment products (October 2026)November 1, 2026
Financial Consumer Agency of Canada (FCAC)Review of banking fees in Canada — Transparency (October 2026)November 1, 2026
Financial Consumer Agency of Canada (FCAC)Savings accountsNovember 1, 2026
Financial Services Regulatory Authority of Ontario (FSRA)Credit unions and deposit insuranceOctober 30, 2026
FinCEN, U.S. TreasuryReport Foreign Bank and Financial Accounts (FBAR)October 30, 2026
Government of AlbertaFinancial institutions and regulated service providersOctober 30, 2026
Government of CanadaBudget 2025, Chapter 1October 30, 2026
Internal Revenue Service (U.S.)Report of Foreign Bank and Financial Accounts (FBAR)October 30, 2026
Justice Laws WebsiteAccess to Funds Regulations (SOR/2012-24), ss. 1, 3 and 4 — business day, hold limits, first $100November 1, 2026
Justice Laws WebsiteBank Act, s. 12.1 — cooperative basis (federal credit unions)November 1, 2026
Justice Laws WebsiteBank Act, s. 14 — Schedules I and IINovember 1, 2026
Justice Laws WebsiteBank Act, s. 2.2 — definition of major shareholderNovember 1, 2026
Justice Laws WebsiteBank Act, s. 374(1) — limits on share holdings in banks with equity of $12 billion or moreNovember 1, 2026
Justice Laws WebsiteBank Act, s. 627.43 — procedures for dealing with complaintsNovember 1, 2026
Justice Laws WebsiteBank Act, s. 983 — use of the word “bank” and of “credit union”, “cooperative” and “federal”November 1, 2026
Justice Laws WebsiteFinancial Consumer Protection Framework Regulations, s. 14 (56-day complaint period)November 1, 2026
Justice Laws WebsiteIncome Tax Act, s. 237 — Social Insurance NumberNovember 1, 2026
Justice Laws WebsiteIncome Tax Act, s. 39(1.1) — foreign exchange gains and losses of individuals ($200)November 1, 2026
Justice Laws WebsiteInterpretation Act, s. 35(1) — definition of "holiday"November 1, 2026
Justice Laws Website, Government of CanadaBank Act (S.C. 1991, c. 46)October 30, 2026
Laurentian Bank of CanadaLaurentian Bank accelerates strategic shift (December 2, 2025)October 30, 2026
Laurentian Bank of CanadaLaurentian Bank news releases (latest: October 30, 2026)November 1, 2026
Meridian Credit UnionMeridian and Coast Capital to acquire motusbank assets and liabilities (March 26, 2025)October 30, 2026
National Bank of CanadaFinal key approvals obtained for the Laurentian Bank transactions (August 31, 2026)October 30, 2026
National Bank of CanadaNational Bank concludes acquisition of CWB (February 3, 2025)October 30, 2026
New Brunswick Credit Union Deposit Insurance CorporationDeposit protectionOctober 30, 2026
Nova Scotia Credit Union Deposit Insurance CorporationCoverage FAQOctober 30, 2026
OBSIBanking and credit union regulationOctober 30, 2026
OBSIConsidering legal actionNovember 1, 2026
OBSIFAQsNovember 1, 2026
Office of the Superintendent of Financial Institutions (OSFI)Who we regulate — federally regulated financial institutions (open data, file dated October 1, 2026)October 30, 2026
Ombudsman for Banking Services and Investments (OBSI)Can OBSI help?October 30, 2026
Ombudsman for Banking Services and Investments (OBSI)OBSI Annual Report 2025 — banking cases by firm, fiscal year Nov 1, 2024 to Oct 31, 2025 (pp. 34–36)November 1, 2026
OSFIAbout OSFIOctober 30, 2026
OSFIDomestic Stability Buffer — list of Domestic Systemically Important BanksNovember 1, 2026
OSFIForeign bank branchesOctober 30, 2026
OSFIGuide for Continuing a Local Cooperative Credit Society as a Federal Credit UnionNovember 1, 2026
Parliament of Canada (LEGISinfo)Bill C-69 (Budget Implementation Act, 2024, No. 1)October 30, 2026
Payments CanadaCritical milestone achieved: by-law and rules approved for Canada’s Real-Time RailOctober 30, 2026
Payments CanadaKnowing the ins and outs of automatic withdrawalsOctober 30, 2026
Payments CanadaReal-Time Rail testing and launchOctober 30, 2026
PEI Credit Union Deposit Insurance CorporationFAQsOctober 30, 2026
Royal Bank of Canada (filed with the U.S. SEC)RBC completes acquisition of HSBC Canada (March 28, 2024)October 30, 2026

Institution profiles also cite each institution’s own disclosures; those links appear beside each fact on the profile page.

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