Directory · Schedule I
Schedule I: domestic banks
Banks incorporated in Canada that are not subsidiaries of foreign banks — from the Big Six to digital banks and, since they are continued under the Bank Act, the four federal credit unions. OSFI’s October 1, 2026 file lists 34; 33 are CDIC members and 1 are not.
OSFI list (file dated October 1, 2026) checked October 30, 2026
| Bank | Note | CDIC member |
|---|---|---|
| B2B Bank | Yes | |
| Bank of Montreal | Yes | |
| The Bank of Nova Scotia | Yes | |
| Bridgewater Bank | Yes | |
| CS Alterna Bank | Yes | |
| Caisse populaire acadienne ltée (UNI) | Federal credit union | Yes |
| Canadian Imperial Bank of Commerce | Yes | |
| Canadian Tire Bank | Yes | |
| Coast Capital Savings Federal Credit Union | Federal credit union | Yes |
| Concentra Bank | Yes | |
| Digital Commerce Bank | Yes | |
| Equitable Bank | Yes | |
| Fairstone Bank of Canada | Yes | |
| First Nations Bank of Canada | Yes | |
| General Bank of Canada | Yes | |
| Haventree Bank | Yes | |
| Home Bank | Yes | |
| HomeEquity Bank | Yes | |
| Innovation Federal Credit Union | Federal credit union | Yes |
| Laurentian Bank of Canada | Yes | |
| Manulife Bank of Canada | Yes | |
| National Bank of Canada | Yes | |
| Peoples Bank of Canada | Yes | |
| President's Choice Bank | Yes | |
| Questbank | Yes | |
| RFA Bank of Canada | Yes | |
| Rogers Bank | No | |
| Royal Bank of Canada | Yes | |
| Tangerine Bank | Yes | |
| The Toronto-Dominion Bank | Yes | |
| Tru Cooperative Bank | Federal credit union | Yes |
| Vancity Community Investment Bank | Yes | |
| VersaBank | Yes | |
| Wealth One Bank of Canada | Yes |
Recent changes
New since 2024: Questbank (operating from November 1, 2025) and Tru Cooperative Bank (the former First West Credit Union, April 1, 2026). Gone: Canadian Western Bank (merged into National Bank, 2025), HSBC Bank Canada (into RBC, 2024) and motusbank (wound down, 2025). Pending: Laurentian Bank’s sale, expected November 1, 2026. Full timeline: bank mergers 2024–2026.
What if you bank with two brands of one bank?
Worked example — two brands that belong to the same CDIC member
| Deposit | Amount | Protected | Not protected |
|---|---|---|---|
| Member A: Own name (its bank brand + its online-bank division) | $130,000 | $100,000 | $30,000 |
Total $130,000; protected $100,000; not protected $30,000. Try your own deposits in the deposit safety tool.
OSFI’s data doesn’t print the words “Schedule I/II/III”: it lists domestic banks, foreign bank subsidiaries and foreign bank branches. We map those to the Bank Act schedules. More: schedules explained.
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