Institution profile · Provincial credit union
Hubert Financial
ActiveHubert Financial (online brand backed by Access Credit Union)Provincial insurer
Hubert Financial is an online savings brand that says it is backed by Manitoba’s Access Credit Union. Its deposits fall under Manitoba’s unlimited guarantee, according to Hubert.
Profile facts checked October 30, 2026
What is Hubert Financial?
Hubert Financial is provincial credit union, regulated by Manitoba credit union framework. A provincial insurer, not CDIC, protects its deposits. It doesn’t list personal accounts in FCAC’s Account Comparison Tool, so this page covers its official status, deposit protection, ownership and dated facts.
At a glance
- Legal name
- Hubert Financial (online brand backed by Access Credit Union)
- Type
- Provincial credit union
- Head office
- Selkirk, MB (address on its site)
- Regulator
- Manitoba credit union framework
- Website
- happysavings.ca
Is my money safe at Hubert Financial?
Hubert states deposits are 100% guaranteed by the Deposit Guarantee Corporation of Manitoba, including for depositors outside Manitoba.
Worked example — non-registered deposits at one Manitoba credit union
| Deposit | Amount | Protected | Not protected |
|---|---|---|---|
| $50,000 in your own name at one Manitoba credit union | $50,000 | $50,000 | $0 |
| $150,000 in your own name at one Manitoba credit union | $150,000 | $150,000 | $0 |
| $300,000 in your own name at one Manitoba credit union | $300,000 | $300,000 | $0 |
Manitoba protects eligible deposits in full, so the amount doesn’t change the answer. Federal credit unions in Manitoba are covered by CDIC instead, at $100,000 per category.
Provincial rules: Manitoba — Unlimited.
Hubert Financial doesn’t list personal chequing or savings accounts in FCAC’s Account Comparison Tool (retrieved November 1, 2026), so we can’t price its accounts here. Check its own fee disclosures.
What else should you know about Hubert Financial?
- States it is backed by Access Credit Union; online banking points to Access Credit Union’s platform.Source: happysavings.ca
- Membership requires a $5 membership share.Source: happysavings.ca
- States deposits are 100% guaranteed by the Deposit Guarantee Corporation of Manitoba.Source: happysavings.ca

Fees for this institution aren’t in FCAC’s tool. Ask for its fee schedule and put the numbers into the account-fee calculator.
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