Chequing account · Conexus Credit Union
Conexus Credit Union No-Fee Chequing Account: fees and true cost
Conexus Credit Union’s No-Fee Chequing Account charges no monthly fee, with branch: unlimited · self-serve: 30 transactions. For our “Everyday” example that comes to $57 a year, #11 of 43 chequing accounts offered in Saskatchewan.
Provincial insurerOffered in SK
Fees retrieved November 1, 2026
Mitey tallies a year of Conexus Credit Union’s No-Fee Chequing Account: $57 for the Everyday profile.
How much does No-Fee Chequing Account from Conexus Credit Union cost a year?
For a typical household (43 transactions and a $1,000 low balance a month), No-Fee Chequing Account costs $57 a year, #11 of 43 chequing accounts offered in Saskatchewan. There is no monthly fee. Cheaper for the same banking: Personal Account at EQ Bank ($0). Deposits are protected by a provincial credit union deposit insurer.
Who does Conexus Credit Union No-Fee Chequing Account suit?
- Best fit: the Branch and cheques profile (teller visits, cheques, paper statement), where it ranks #2 of 35 chequing accounts offered in Saskatchewan. It costs most for the Heavy profile: $194 a year.
- Allowance: 30 self-serve transactions a month.
- Versus the cheapest: for everyday use it costs $57 a year more than Personal Account (EQ Bank), $286 over five years.
What would it cost you in a year?
| Usage | Fees a year | Why | Rank |
|---|---|---|---|
| Light Mostly card and app, small balance | $0 | No monthly fee | 10 of 43 |
| Everyday Household account, a few e-Transfers | $57 | No monthly fee; extra transactions $2.27/mo | 11 of 43 |
| Heavy Lots of card, bill and e-Transfer payments | $194 | No monthly fee; extra transactions $11.16/mo | 13 of 43 |
| Branch and cheques Teller visits, cheques, paper statement | $30 | No monthly fee | 2 of 35 |
Try your own numbers in the true-cost finder.
Every fee FCAC lists for this account
| Item | Fee |
|---|---|
| Monthly fee | No monthly fee |
| Included transactions | Branch: unlimited · self-serve: 30 |
| Debit purchase in Canada (beyond included) | No extra fee |
| Online or mobile bill payment | No extra fee |
| Interac e-Transfer | $1.50 |
| Online transfer between your accounts | No extra fee |
| Own-bank ATM withdrawal | No extra fee |
| Withdrawal at another institution’s ATM | $2.50 |
| ATM withdrawal in the United States | $4.00 |
| ATM withdrawal in other countries | $4.00 |
| Debit purchase in the United States | No extra fee |
| In-branch withdrawal | No extra fee |
| Bill payment in branch | No extra fee |
| Cheque (as a payment) | No extra fee |
| Mailed monthly statement | $2.50 |
| Non-sufficient funds (NSF) | $45.00 |
| Overdraft protection, monthly | Not available |
| Overdraft protection, per use | $5.00 |
| Overdraft interest | 21% a year |
Notes from the institution
FCAC retrieved information for this account from publicly available information on the financial institution's website. Product features, fees, rates and eligibility requirements may change. Please verify current account details directly with the financial institution.
Is the money protected?
Provincial deposit insurer. Credit union deposits are insured by the province, with limits that vary — see credit union insurance by province.
Cheaper for everyday use, at other institutions
- Personal Account (EQ Bank) — $0 a year
- Wealthsimple Chequing (Wealthsimple) — $0 a year
- 1Q Chequing Account (KEB Hana Bank Canada) — $0 a year
Source: FCAC Account Comparison Tool (data submitted by the institution), retrieved November 1, 2026 · Conexus Credit Union’s product page
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